The UK's largest fintech transformation with Lloyds Banking Group's Suresh Balaji episode artwork

EPISODE · May 21, 2026 · 47 MIN

The UK's largest fintech transformation with Lloyds Banking Group's Suresh Balaji

from Banking Reinvented

Suresh Balaji, Group CMO of Lloyds Banking Group, joins Banking Reinvented to unpack what it really takes to run a fintech transformation at the UK’s largest digital bank. The conversation covers restructuring a 250-year-old bank into agile cross-functional platforms, rolling out enterprise AI to 45,000 employees, and launching new brand platform "Bank on Lloyds." He also walks us through "Project Turing," Lloyds' blind experiment putting human creatives, AI engineers, and a hybrid team against each other to deliver the same campaign brief, judged by a jury that included behavioral economist Rory Sutherland. Plus, you’ll learn about the Three T's framework he uses to navigate transformation and the Royal Society motto that guides how he thinks about AI tools.

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The UK's largest fintech transformation with Lloyds Banking Group's Suresh Balaji

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How long is this episode of Banking Reinvented?

This episode is 47 minutes long.

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This episode was published on May 21, 2026.

What is this episode about?

Suresh Balaji, Group CMO of Lloyds Banking Group, joins Banking Reinvented to unpack what it really takes to run a fintech transformation at the UK’s largest digital bank. The conversation covers restructuring a 250-year-old bank into agile...

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