"The Underwriter and the Researcher": Curtis Goldsborough aka LO$$ Ratio on insurance humor, claims and underwriting teamups, and predict and prevent tech episode artwork

EPISODE · Jun 2, 2026 · 39 MIN

"The Underwriter and the Researcher": Curtis Goldsborough aka LO$$ Ratio on insurance humor, claims and underwriting teamups, and predict and prevent tech

from The Salty Adjuster · host The Salty Adjuster by CoVerse Communications

"The untold story of insurance is that thousands of claims are handled well every single day, but nobody hears about them." - Curtis Goldsborough (aka LO$$ Ratio)What happens when one of insurance's funniest personalities sits down with one of claims' saltiest adjusters?This week, The Salty Adjuster welcomes Curtis Goldsborough, better known as LO$$ Ratio. Curtis has built a loyal following by turning underwriting, risk management, and insurance culture into something most people never thought possible: entertainment. But behind the humor, there' s a deeper story about the industry.Together, Salty and LO$$ Ratio tackle some of the biggest questions facing the industry today. Why is insurance so bad at communicating with normal humans? Why do underwriting and claims often feel like they're speaking different languages? And why do the industry's success stories rarely get told?Along the way, the conversation explores:• Why insurance might secretly be comedy gold• The relationship between underwriting and claims• Predicting losses versus helping prevent them• Consumer education and policyholder responsibility• AI's potential role in helping people understand coverage• Why good insurance stories rarely make the news• Wildly unexpected underwriting discoveries• Conference cities, pickle sunflower seeds, and T-Rex armsIt's thoughtful. It's funny. And it's a reminder that behind every policy, premium, and claim file are real people trying to solve real problems.Grab a salty snack, step away from your work queue, and enjoy the conversation.

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"The Underwriter and the Researcher": Curtis Goldsborough aka LO$$ Ratio on insurance humor, claims and underwriting teamups, and predict and prevent tech

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