There’s No Excuse for Dumb Risk

Host Ron Wadley of Insurance for Texans continues the “Promise of Certainty” series with the second principle: there’s no excuse for dumb risk. Building on the idea that risk follows patterns, he explains that risk exists on a sliding scale and defines dumb risk as avoidable, obvious, and potentially devastating. He stresses that identifying and removing dumb risk is not fear-driven but an act of wisdom and love for those a church serves. Wadley cites the Camp Mystic flood tragedy, describing how warnings and forecasts prompted nearby camps to evacuate while Camp Mystic waited. This led to dangerous rescues and loss of life. He urges church leaders to address obvious vulnerabilities. Connect with our church insurance team at insurancefortexans.com Download your free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Intro 00:29 Series Principle Two 00:44 What Dumb Risk Means 01:28 Camp Mystic Tragedy 02:33 Church Examples 03:00 Audit and Resources 03:26 Closing Charge