They Can’t Just Guess—They Have to Prove It – CreditFixGuy episode artwork

EPISODE · Aug 24, 2025 · 1 MIN

They Can’t Just Guess—They Have to Prove It – CreditFixGuy

from CreditFixGuy · host Credit Fix Guy

If your credit report is showing detailed account history—like payment dates, balances, charge-off amounts, or when a debt was sold—they didn’t just pull that out of thin air. According to the Fair Credit Reporting Act and Metro 2 guidelines, they are required to ensure that every detail reported is 100% accurate and verifiable.

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They Can’t Just Guess—They Have to Prove It – CreditFixGuy

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This episode is 1 minute long.

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This episode was published on August 24, 2025.

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If your credit report is showing detailed account history—like payment dates, balances, charge-off amounts, or when a debt was sold—they didn’t just pull that out of thin air. According to the Fair Credit Reporting Act and Metro 2 guidelines, they...

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