"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46

Send us a textIn Episode 46 of The Vault, we discuss this week’s controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas:💸 "Should my mum see a financial advisor?”💸 "They promised me a pay rise, but I’m still being underpaid!”We’re excited to share an awesome community win: they’ve paid off their first debt! 🎉 By using budgeting tools, keeping themselves accountable, and trying out the snowball method, this member has really changed their money mindset and is ready to take on the rest of their debts. Their story shows us all that it’s never too late to get a handle on your finances. 💸If you’d like to share your money win, head to the community in the Financielle app or email [email protected] Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULTCheck out The Money Playbook course here  💸Chapters:00:00 Introduction00:47 Welcome to The Vault01:02 Nostalgic Memories and Fun Chats02:41 Controversial Opinion: Playing the Lottery04:01 The Reality of Lottery and Syndicates10:53 The National Lottery and Its Impact14:29 Dilemma: Should My Mum See a Financial Advisor?19:40 The Reality of Bank Fraud20:26 Managing Retirement and Emergency Savings21:35 Debt Management Strategies22:42 Financial Advisors and Investment Caution25:58 The Emotional Journey of Paying Off Debt31:53 Navigating Workplace Pay Discrepancies37:50 Final Thoughts on Career Decisions41:10 Closing RemarksThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn