This choice determines your life | #86 Koji Ohata

We live in a world of instant gratification. You can get what you want right away with a credit card, but this mindset is more dangerous than you think.In this video, I reveal a simple truth about debt: When you borrow more than you have, you're taking pleasure now and sending unrewarded pain to yourself in the future. This habit of instant gratification leads to an impulsive, unhappy life.But there is a better way. I’ll show you the difference between good debt and bad debt and share the one mindset shift that will change your life: Take the pain first.