This Is Why You’re Not Rich in 2026! (how to get financially free) with Codie Sanchez

If you want to get rich in 2026, stop thinking like an employee and start owning assets! Money expert Codie Sanchez breaks down why we’re in an ownership race, how AI and the shifting job market are rewriting wealth creation, and why those without equity risk falling permanently behind. She explains how to use your 9-5 income to build leverage, negotiate equity, and start buying cash-flowing “boring” businesses without quitting your job. They expose the spending traps targeting women, the mindset shift from consumer to owner, and the exact businesses Codie would invest in right now. Timestamps: (00:00:00) Intro(00:02:00) The Asset Ownership Race(00:03:13) Women & Money Conversations(00:04:40) Speak The Language Of Wealth(00:08:05) The Cost Of Crying At Work(00:11:39) Women In Male Industries(00:13:56) Your 20s: Get In The Room(00:15:56) Business Or 9–5?(00:18:01) How To Get Hired In 2026(00:19:31) Codie’s Hiring Formula(00:21:28) Why Women Must Learn AI(00:22:37) Get Rich With A 9–5(00:27:40) Fiverr Ad(00:28:43) Skip The MBA(00:33:10) If You Want To Get Rich, Do This(00:40:59) Traits Of Great Entrepreneurs(00:44:42) How To Buy A Business(00:49:01) Where To Find Deals(00:51:12) Businesses To Avoid In 2026(00:53:09) Why Main Street Wins(00:54:57) 3 Ways To Get Equity(00:57:32) Wealth vs Fame(00:59:46) Train For Risk(01:00:51) Stan Ad(01:02:55) Losing $12M(01:08:11) Building Your Asset Portfolio(01:11:07) Why Founders Need A Personal P&L(01:12:32) When To Sell A Business(01:13:39) Why I Don’t Raise VC(01:18:17) Working With My Husband(01:19:57) Love & Power Dynamics(01:34:28) Last Credit Card Purchase(01:35:47) Laundry Or Painting?(01:38:16) This Season Of My Life(01:40:09) Where To Find Codie ⸻ Sponsors: . Fiverr - If you are scaling a business, then you need to visit https://pro.fiverr.com . Stan - Learn more at http://getstanley.ai/maggie ⸻ Follow Codie Sanchez: Instagram: /www.instagram.com/codiesanchez ⸻ Hot Smart Rich: Join 250,000+ angels and subscribe to the Hot Smart Rich newsletter: https://hotsmartrich.com/subscribe Hot Smart Rich Money Mindset: https://shorturl.at/pJWLc Merch: https://hotsmartrich.shop/ YouTube: https://shorturl.at/IXXFZ Instagram: https://www.instagram.com/hotsmartrich/ Tiktok: https://www.tiktok.com/@hotsmartrich Maggie Sellers Reum: Instagram: https://www.instagram.com/maggiesellersreum/ Tiktok: https://www.tiktok.com/@maggiesellersreum LinkedIn: https://www.linkedin.com/in/sellersmaggie/ Locker: https://www.wantlocker.com/users/maggiesellers ShopMy: https://shopmy.us/maggiesellers Amazon Storefront: https://www.amazon.com/shop/maggiesellers ⸻ Hot Smart Rich is your place to hear unfiltered conversations with the people shaping the future of culture, creators, startups and community. Hosted by Maggie Sellers Reum, investor and media powerhouse, and guests breaking the mold, you’ll get the real deal as it relates to navigating the startup fast lane, leveling up your life or becoming your hottest, smartest, richest self. New episodes weekly on Wednesdays. Learn more about your ad choices. Visit megaphone.fm/adchoices