Thu, 12th Feb 2026

In this week's Finance News Wrap, Paige Estritori covers critical updates in the Australian financial landscape. The Australian Prudential Regulation Authority (APRA) introduces a policy capping high debt-to-income home loans at 20%, a move aimed at maintaining financial stability. The Reserve Bank of Australia's October 2025 Financial Stability Review upholds the robustness of Australia's financial institutions, despite global uncertainties. Meanwhile, personal insolvencies show a downward trend, indicating improved financial health among Australians. However, the Australian Securities and Investments Commission has raised concerns about consumer protection issues in the motor vehicle finance sector, necessitating urgent reforms. Stay tuned for further insights on personal and business loan finance.n