Thu, 18th Dec 2025

On this episode of the Daily Financial Services News Wrap, Paige Estritori discusses key financial news as we approach 2026. Key stories include APRA's plan to cap high Debt-to-Income home loans from February 2026 in an attempt to control risk in the housing market, a strategy echoing global trends. The Australian Banking Association supports the initiative particularly its new housing project exemptions. The Commonwealth Bank of Australia warns that surging home loan demand, increasing by 6.4% this quarter according to the Australian Bureau of Statistics, is unsustainable for long-term financial stability. We also discuss the impact of rising credit card debt as shopping events like Black Friday become more popular, with Financial Counselling Australia offering budgeting advice in lieu of holiday overspending. For more information, visit Financial Services Online.n