Top 20 Little Financial Hacks

Here is just a little sampling...1.  People often have twice the credit they actually need. Avoid temptation by never charging more than 50% of your total credit limit.2. Join your company’s retirement plan and try to contribute as much as you can, especially when the contribution is made from before-tax earnings.3. Can you imagine your heirs receiving only half of your hard-earned assets? That’s what could happen if you don’t take estate planning seriously enough.