EPISODE · Jun 26, 2025 · 29 MIN
Top Retirement Questions Answered Rapid Fire | Accessible Finance Ep. 80
from Accessible Finance For Retirement · host Eric Johns CFP®, EA, MBA with Equilibrium Financial Planning
Welcome to episode 80 of Accessible Finance with Eric and Rachael Johns! In this rapid-fire session, Eric answers your most pressing retirement questions without his famous 'It depends' caveat. From the biggest mistakes made before retirement to whether you should downsize your home, we cover it all. Also discussed are Roth IRAs vs. traditional IRAs, how to estimate healthcare costs in retirement, and the safest investments for retirees. Don't miss out on practical, concise advice on these essential topics. Remember, this is for educational purposes only and not financial advice. Tune in now for all the insights!00:00 Introduction and Favorite Phrases00:45 Rapid Fire Questions Begin01:48 Biggest Mistakes Before Retirement03:09 Mortgage and Retirement04:31 Roth IRA vs Traditional IRA04:53 Savings by Age 6005:58 Starting Late for Retirement06:16 Social Security Timing07:21 Reducing Taxes in Retirement12:44 Healthcare Costs in Retirement14:39 Understanding Medicare Supplement Plans15:47 Exploring the 4% Rule for Retirement19:07 Working Part-Time and Social Security23:57 Avoiding Financial Scams26:06 Leaving Money to Heirs27:13 Reviewing Your Retirement Plan28:57 Conclusion and Disclaimers
What this episode covers
Welcome to episode 80 of Accessible Finance with Eric and Rachael Johns! In this rapid-fire session, Eric answers your most pressing retirement questions without his famous 'It depends' caveat. From the biggest mistakes made before retirement to whether you should downsize your home, we cover it all. Also discussed are Roth IRAs vs. traditional IRAs, how to estimate healthcare costs in retirement, and the safest investments for retirees. Don't miss out on practical, concise advice on these essential topics. Remember, this is for educational purposes only and not financial advice. Tune in now for all the insights!00:00 Introduction and Favorite Phrases00:45 Rapid Fire Questions Begin01:48 Biggest Mistakes Before Retirement03:09 Mortgage and Retirement04:31 Roth IRA vs Traditional IRA04:53 Savings by Age 6005:58 Starting Late for Retirement06:16 Social Security Timing07:21 Reducing Taxes in Retirement12:44 Healthcare Costs in Retirement14:39 Understanding Medicare Supplement Plans15:47 Exploring the 4% Rule for Retirement19:07 Working Part-Time and Social Security23:57 Avoiding Financial Scams26:06 Leaving Money to Heirs27:13 Reviewing Your Retirement Plan28:57 Conclusion and Disclaimers
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Top Retirement Questions Answered Rapid Fire | Accessible Finance Ep. 80
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