Touch and tech in African consumer loans, with Michiel le Roux (Unifi Credit)

Not every hot new name in consumer lending is some smartphone-native app underpinned by a quiver of machine learning algorithms. But also, not every hot new name in consumer lending is actually making a profit.This is why Michiel le Roux, Group CEO of Unifi Credit is taking on sub-Saharan Africa with a ‘touch and tech’ approach. A good ol’ fashioned branch network provides a route into the system for consumers, but as data is generated limits grow and transactions can move fully digital - a best of both worlds approach that doesn’t leave the less tech-savvy behind.In this episode, we chat about growing a continent-wide lending business out of Zambia, and building a scalable business off the back of better data management.The best place to find out more about Michiel and Unifi Credit is their homepage (www.unifi.credit) - and as mentioned, they’re growing, so if you’re interested in working with them that’s here.And, hey, if you’re in South Africa and you’re looking for a multi-asset, multi-strategy manager of alternative investment funds and co-investment platforms have a look at www.westbrooke.co.za  (and tell Duncan I sent you 🤣)You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), while you can find my action-adventure novels on Amazon, some versions even for free.If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.Regards,Brendan  Hosted on Acast. See acast.com/privacy for more information.