Trapped by Your 3% Rate? Condo Rule Changes, High-Net-Worth Loans & Smarter Negotiating

Bruce Woodburn, The Loan Arranger, breaks down why mortgage rates are being driven by the bond market — not just the Fed — and why waiting for a rate cut could cost you. He explains how high-net-worth borrowers with significant assets but limited traditional income can convert those assets into qualifying income, walks through the major condo financing rule changes now requiring a full condo review (and rising reserve requirements), and shares real negotiating strategy: getting sellers to cover closing costs and rate buydowns instead of just chasing sales price.Bruce also tackles the "golden handcuffs" of a 3% mortgage — how to know when it's time to move even with today's rates — and makes the case for why renters should consider approaching their landlord about buying the home they're already living in.Topics covered:- Why the bond market, not the Fed, sets mortgage rates- How to convert investment assets into qualifying income for a mortgage- New Fannie Mae/Freddie Mac condo review requirements and rising reserve rules- Negotiating seller-paid closing costs and rate buydowns- The Real Estate Rebate Program and why your realtor's track record matters- When a low interest rate is keeping you in the wrong house- How to approach your landlord about buying the home you rentBruce Woodburn – The Loan Arranger📞 407-250-9144 | 🌐 WeBringYouHome.comNMLS# 228431 | CrossCountry Mortgage LLC | Winter Park, FL#TheLoanArranger #BruceWoodburn #CrossCountryMortgage #MortgageRates #RealEstateInvesting #Homeownership #CondoFinancing #WeBringYouHome