Trended Data - The Credit Pros

from The Credit Pros Podcast · host The Credit Pros

Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgage risk assessments by Fannie Mae.

Episode metadata supplied by the publisher feed · Published Jul 25, 2025

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Trended Data - The Credit Pros

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This episode was published on July 25, 2025.

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