Trended Data - The Credit Pros

from The Credit Pros Podcast · host The Credit Pros

Trended data on credit reports shows payment history over time, affecting credit scores and lending decisions. It reveals if a person pays off credit card balances or carries debt, with transactors deemed less risky. VantageScore 4.0 uses trended data, and FICO may follow. This data is increasingly important in credit evaluations, including mortgage risk assessments by Fannie Mae.

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This episode is 3 minutes long.

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This episode was published on July 25, 2025.

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