Trials, Tragedies, and Tenacity: Inside Catastrophic Injury Law With Charles Hubley

Charles Hubley is a trial lawyer at Hurst Limontes LLC, a personal injury law firm based in Indiana. Before bringing his comprehensive knowledge and experience to Hurst Limontes, Charles litigated major insurance lawsuits while gaining experience taking cases to trial with many of the best trial lawyers in South Florida. While there, he achieved favorable jury verdicts and judgments against insurers such as State Farm, GEICO, Progressive, Allstate, and United Automobile Insurance Company, recovering hundreds of thousands of dollars for his clients. A proud Hoosier, Charles was born and raised in Indianapolis, Indiana. He studied political science and history at Indiana University before attending the University of Miami School of Law, where he was a member of the renowned Miami Innocence Project, a legal clinic dedicated to identifying and exonerating innocent individuals. In this episode… When injury victims face insurance companies that refuse to offer fair compensation, they often feel powerless and uncertain about their legal options. Smaller claims can be particularly frustrating, as many attorneys shy away from litigating them, leaving injured individuals with inadequate settlements. How can everyday people effectively challenge insurance companies and pursue rightful compensation? Trial lawyer Charles Hubley shares how persistence, preparation, and a willingness to go to court — no matter the case size— can shift the power dynamic back in favor of the injured. Charles explains the shortcomings of Indiana's workers' compensation laws, why some lawyers avoid certain cases, and how his team steps in anyway. He advises individuals injured in gig economy roles, such as DoorDash or Instacart drivers, to thoroughly understand the protections available to them, as these claims are often complicated and undervalued. With vigilant advocacy in emotionally charged cases, like those involving sexual assault and negligent security, attorneys and victims can hold companies accountable and prevent future harm. In this episode of Circle City Conversations, Alex Limontes interviews Charles Hubley, trial attorney at Hurst Limontes LLC, about litigating personal injury and wrongful death cases. Charles also discusses navigating negligent security cases, overcoming jury unpredictability, and how working with vulnerable clients such as minors shapes his legal approach.