226 | Trip of a Lifestyle to All US National Parks

Most people making $70,000 combined think saving six figures in two years is impossible—Steven and Lauren proved otherwise while teaching full-time. On teacher salaries, this couple saved over $100,000 in two years by living on $22,000 annually and pursuing side hustles like photography. Their unconventional path included spending six months in Hawaii without touching their savings and visiting every U.S. national park. Key Topics Starting Salaries and Savings [00:02:25] Steven and Lauren began with entry-level teacher salaries totaling around $70,000. By maintaining annual expenses between $20,000-$22,000, they saved approximately 50% of their income. The Mindset Shift [00:12:52] "Having that kind of mindset shift really put us on the same page because we were like yeah it doesn't really make sense to spend more." They chose to maintain their college lifestyle rather than inflate expenses with their new salaries. Tracking Net Worth [00:13:36] "We tracked our net worth and so that was really encouraging too." This practice kept them motivated and focused on monthly progress toward their financial goals. Living in Hawaii for Six Months [00:20:02] Their honeymoon strategy involved living in Hawaii for six months while working part-time to cover costs, demonstrating how to travel extensively without depleting savings. The National Parks Adventure [00:36:46] Steven and Lauren visited every national park in the United States, combining their passion for photography with adventure. "Having that goal of like, okay, we're going to grow as photographers and come away from each park with a really great image." Terminology Financial Independence (FI) [00:00:12] The state of having sufficient personal wealth to live without having to work actively for basic necessities. Net Worth [00:13:36] The total assets minus total liabilities of an individual. Side Hustle [00:02:06] A secondary job or business to earn extra income. Action Items Start tracking your net worth this month [00:13:36] Evaluate current living expenses and find areas to cut costs [00:11:41] Resources Blog: tripofalifestyle.com