Trump Targets Mortgage Rates With $200B Move — What It Means for Buyers & Sellers | Tom’s Take 463

President Trump announced a plan to deploy $200 billion from Fannie Mae and Freddie Mac into mortgage-backed securities — a move designed to push mortgage rates lower and improve housing affordability. In this episode of Tom’s Take, I break down how mortgage bonds actually impact rates, why we briefly saw rates dip below 6%, and what this could mean for buyers and sellers heading into 2026. We’ll also cover why this may be short-term relief, what to watch with inventory and competition, and why early movers often have an advantage when rates shift before the crowd reacts.