EPISODE · Nov 16, 2025 · 20 MIN
Trump’s 50-Year Mortgage Plan: What You MUST Know!
from Patrick Boyle On Finance · host Patrick Boyle
Is Trump’s 50-Year Mortgage Plan the answer to America’s housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages.You’ll learn:* Why a 50-year mortgage might not lower monthly payments as promised* How interest rates and risk pricing change with longer loan terms* The hidden costs: slower equity growth, higher lifetime interest, and systemic risk* Lessons from Japan’s 50- and 100-year mortgages—and why they failed* What really drives housing affordability If you’re curious about housing policy, mortgage mechanics, and the future of homeownership, this deep dive is for you.Patrick's Books:Statistics For The Trading Floor: https://amzn.to/3eerLA0Derivatives For The Trading Floor: https://amzn.to/3cjsyPFCorporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel:Patreon: https://www.patreon.com/PatrickBoyleOnFinanceBuy Me a Coffee: https://www.buymeacoffee.com/patrickboyle
What this episode covers
Is Trump’s 50-Year Mortgage Plan the answer to America’s housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages.You’ll learn:* Why a 50-year mortgage might not lower monthly payments as promised* How interest rates and risk pricing change with longer loan terms* The hidden costs: slower equity growth, higher lifetime interest, and systemic risk* Lessons from Japan’s 50- and 100-year mortgages—and why they failed* What really drives housing affordability If you’re curious about housing policy, mortgage mechanics, and the future of homeownership, this deep dive is for you.Patrick's Books:Statistics For The Trading Floor: https://amzn.to/3eerLA0Derivatives For The Trading Floor: https://amzn.to/3cjsyPFCorporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel:Patreon: https://www.patreon.com/PatrickBoyleOnFinanceBuy Me a Coffee: https://www.buymeacoffee.com/patrickboyle
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Trump’s 50-Year Mortgage Plan: What You MUST Know!
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