Tue, 1st Jul 2025

In this episode, Paige Estritori discusses significant movements in superannuation, focusing on reducing the gender super gap in Australia and controversies around self-managed super funds (SMSFs). Landmark reforms to offer super on Commonwealth Paid Parental Leave are expected to reduce the super gap by 25%, although disparities still exist. The Super Members Council urges further reforms to improve financial equality. SMSFs also face confusion surrounding their classification as retail or wholesale investors, with current regulations relying on asset value and trustees' financial sophistication. The episode also highlights financial tactics for high-income earners at the end of the financial year, including timing contributions, spouse contribution splitting, and tax reduction options. As the new year starts with a 12% rise in the super guarantee rate, listeners are encouraged to reassess their plans and seek professional advice to optimize retirement savings.