Turning Tax Code into Savings: How ClaimLinx Transforms Healthcare into a Strategic Tax Advantage

In this episode, host Tom Quigley explores how ClaimLinx uses the U.S. tax code not just to cut healthcare costs—but to revolutionize how small and midsize businesses approach benefits entirely. Joined by Neil Haley, Tom breaks down ClaimLinx’s partnership with renowned tax expert Edward Lyon and explains how healthcare can become a proactive tax strategy, not just an HR burden.💡 Key Topics Covered:Why Taxes and Healthcare Are Now IntertwinedHealth Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), and Medical Expense Reimbursement Plans (MERPs) all stem from Section 105 of the IRS code.The ClaimLinx Advantage: Tax Law + StrategyTom explains how ClaimLinx leverages tax law in ways brokers never do—using legal structures to reduce premium costs while increasing benefit quality.Collaboration with Ed LyonDiscover how ClaimLinx partners with Edward Lyon, one of the top tax strategists in the country, to offer layered expertise in both healthcare and tax savings.Avoiding “Order Taker” Accountants and BrokersTom emphasizes that many brokers and CPAs are not proactive—they’re just order takers. ClaimLinx, in contrast, provides a customized roadmap using existing tax law.How MERPs Drive Deep SavingsLearn how Medical Expense Reimbursement Plans allow employers to skip insuring common claims and instead reimburse them tax-free—cutting costs dramatically.Myth-Busting: “It Sounds Too Good to Be True”Tom addresses skepticism head-on: if you follow IRS rules with proper documentation, the savings are not only real—they’re sustainable and compliant.Creative, Legal Avoidance—Not EvasionClaimLinx doesn’t hide from taxes—it legally avoids unnecessary taxation by using every provision in the IRS playbook to benefit clients.📈 Real-World Takeaways:Stop letting brokers dictate overpriced group plans based on commission structures.ClaimLinx uses IRS Section 105, Section 213(d), and Publication 502 to help businesses implement smarter, tax-favorable benefits.It's not about loopholes—it’s about knowing and following the rules better than your competitors.📍Resources Mentioned:ClaimLinx Website – Schedule your free consultationEdward A. Lyon's Website – Learn more about strategic tax planning🧠 Who Should Listen:Business owners with 2–200+ employeesCFOs or controllers managing bloated benefit budgetsCPAs or tax professionals looking for added value for clientsHR managers wanting to offer better benefits on smaller budgets📞 Ready to Save?Visit www.claimlinx.com to schedule a 15-minute consultation. Tom and his team will show you how much you're overpaying and how to legally keep more of your money.🎤 Hosted by:Neil Haley and Tom Quigley, CEO of ClaimLinx📢 Produced by:The Neil Haley Show + ClaimLinx Cutting Edge Benefits Podcast🔖 Tags:#HealthInsurance #TaxSavings #SmallBusinessBenefits #MERP #Section105 #ClaimLinx #EdLyon #StrategicBenefits #HSA #EmployeeBenefits #HealthcareCosts #TaxCode #BusinessTaxStrategy #IRSCompliance