Two Tacos for My Son. None for Me. episode artwork

EPISODE · Aug 2, 2026 · 46 MIN

Two Tacos for My Son. None for Me.

from Making Change with your Money · host Laura Rotter, CFA, CFP® | Financial Advisor for Women in Midlife Transitions

Imagine standing in a Taco Bell with your young son, counting the change in your pocket, and realizing you can afford two tacos for him — but nothing for yourself. You've always worked. You've always hustled. And somehow you've still ended up here.At some point you've probably asked: How did I get here? I've worked my whole life — so why does it still feel like the ground can disappear at any moment? And what does it take to finally feel financially secure, not just financially surviving?Heather Nelson grew up in a household where her dad worked in construction and never stopped — no vacations, no splurges, just hustle. That ethic became her inheritance. By fifteen she had her first job. She's never stopped working since. But hard work alone, she would learn, doesn't protect you from life's curveballs.Her first marriage ended with a clean break: she walked away from the house, the furniture, the kitchen stuff — everything — to avoid conflict. She moved into her dad's four-bedroom home with her two young kids and rebuilt from scratch over two to three years. Then she met her current husband, who was coming out of his own divorce. They started over together.Just as things stabilized, she quit a job that felt wrong — without another one lined up. Money dried up. That Taco Bell moment hit. It became her turning point. She launched The Connection Hive, her hospitality consulting business. Then co-founded a labor company with her husband. The businesses grew. And then — her husband was badly injured at work. Two years out of commission. She became the sole breadwinner for a family of six, carrying it all while building two companies from the ground up.Her definition of success is simple and hard-won: security without scraping. Vacations with her kids. A car repair that doesn't spiral into a crisis. Living in a million-dollar rental she doesn't own — and feeling proud of the journey that got her there. "I don't own it," she says, "but I get to live in it. And that makes me proud."Her closing message: you are in the driver's seat. If you want a different life, go get it. It won't appear on its own. But if you believe you can — and you put in the effort — the opportunities will open up in ways you can't yet imagine.GuestHeather Nelson is the founder of The Connection Hive, a business consulting firm helping companies grow through strategy, sales outreach, and relationship-building. With over 25 years in hospitality and events, she is a leading voice in Sonoma County's business community. She also co-owns a labor company serving the events industry, hosts the podcast Life Conversations with a Twist, and curates women's empowerment retreats.Connect with HeatherWebsite: https://www.theconnectionhive.coInstagram: https://www.instagram.com/heathernelson.lifeFacebook: https://www.facebook.com/heather.nelson.7587LinkedIn: https://www.linkedin.com/in/heathercelestenelson/ResourcesThe Connection Hive (business consulting): https://www.theconnectionhive.coLife Conversations with a Twist Podcast — search on your favorite podcast platformWomen's empowerment retreats — follow Heather on Instagram for upcoming events

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