UltraFICO: A Brand New Credit Score That Could Save You Money

from The Credit Pros Podcast · host The Credit Pros

UltraFICO is a new credit scoring system that considers banking behavior and cash on hand to provide a more comprehensive financial picture for lenders, potentially benefiting those with responsible financial habits but less-than-perfect credit histories. It's optional, still in pilot phase, and aims to help individuals with good money management skills who may be disadvantaged by traditional credit scoring methods.

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This episode is 3 minutes long.

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This episode was published on July 25, 2025.

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