¡Una revisión exclusiva de FICO Score 8 en 2023!

from The Credit Pros Podcast · host The Credit Pros

El FICO Score 8 es una versión comúnmente utilizada de la puntuación crediticia que evalúa la solvencia de los prestatarios basándose en cinco criterios: historial de pagos, cantidad de deuda, longitud del historial crediticio, combinación de crédito y nuevo crédito. Su rango va de 300 a 850, y factores como la utilización de crédito y pagos atrasados pueden influir significativamente en la puntuación. Los prestamistas pueden emplear diferentes versiones de FICO según sus necesidades, pero el FICO Score 8 sigue siendo uno de los más relevantes en la industria crediticia.

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