Understanding FinCEN’s RERRR: Land Trusts, Entities, and Reporting Triggers

Beginning March 1, 2026, new federal reporting requirements will reshape certain non-financed real estate transfers — and many investors misunderstand how broad the rule really is. In this episode, real estate and asset protection attorney Joe Seagle breaks down FinCEN’s Residential Real Estate Reporting Rule and addresses a common myth: that simply using a land trust avoids federal reporting. FinCEN is focused on substance over form, meaning the real question is whether beneficial ownership or control actually changes. Joe explains who may qualify as a “reporting party,” how responsibility is determined, and why layered structuring or trust assignments designed to mask a sale can create serious legal exposure. Attempting to outmaneuver the rule could invite federal scrutiny and significant penalties. For investors, attorneys, and title professionals, understanding the rule is no longer optional — it’s part of modern risk management. Listen to the full episode to learn what triggers reporting, how to evaluate your land trust transfers, and what steps to take before the March 2026 deadline. Have a question you want answered on our next Ask Joe episode? Reach out and let us know. Subscribe so you don’t miss future episodes of Trust This: https://www.youtube.com/@TrustThisTV Learn more about land trusts in Land Trusts in Florida, 11th Edition by Mark Warda and Joe Seagle: https://mylandtrustee.com/book/ Stay informed with the Trust This Newsletter: https://trustthis.beehiiv.com/subscribe Protect what matters most. To explore asset protection, estate planning, and business strategies, book your Free Discovery Call today: https://aspirelegal.com/contact/ #FinCEN2026 #FinCENReportingRequirements #LandTrusts #PropertyTransfer