Understanding IP contracts

Adam Crabbe a Strategy Specialist at Zurich we will be meandering through the Income Protection maze to uncover those detail devils that have tangible impact on monthly benefit moola. We cover -fluctuating income & its impact on pre-disability income -variations in market definitions and partial/ total disability intricacies. -waiting period nuances what can cause them to restart -monthly benefit period traps and what you need to know to determine ‘off work’. -what you need to know about the frenemy situation between IP & SIS so you can steer clear of enemy lines. Are you in the advice industry and want to join in on the discussion? Jump into my risk adviser on Facebook: https://www.facebook.com/groups/myriskadviser Wish You'd Known is hosted by Glen James and Danni Visser. Thanks to Zurich & OnePath for supporting this episode. Continue your education by checking out Zone here: https://www.zoneeducation.com.au/ We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.