Understanding Risk In Investing (Ep. 33)

Welcome to the inaugural episode of the Laugh When the Market Crashes podcast (formerly WE Money Talk)! In this episode, host Terry Wheeler, J.D., CFP®, dives deep into the primary risks that can derail your financial future. As Terry prepares to release his upcoming book, Laugh When the Market Crashes, he pulls back the curtain on why traditional “buy and hold” strategies often leave retirees vulnerable. Whether you’re in the “sprint to retirement” or already enjoying your golden years, understanding these 10 risks is the difference between panic during a downturn and having the “quiet smile” of a prepared investor. Grab your coffee, roll up your sleeves, and let’s get to work. In this episode, you’ll learn: Why Behavioral Risk (and FOMO) is your portfolio’s biggest enemy. The math behind Sequencing of Return Risk and why it’s “dumb luck” you can actually control. How Defined Outcome Investing provides a “defense” that can potentially increase your safe withdrawal rate. The massive “tax drag” that could be costing you half of your retirement wealth. Connect with Terry at weriaadvisors.com