Understanding the 2025 Home Mortgage Disclosure Act data

from ABA Banking Journal Podcast · host American Bankers Association

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage market, a recent rebound in refinancings and a growing generation gap in homebuying activity.

Episode metadata supplied by the publisher feed · Published Jul 8, 2026

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Understanding the 2025 Home Mortgage Disclosure Act data

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