Uninsured & Underinsured Motorist Claims in Tennessee

Episode Summary:  In this episode of Ivy and Ivy, Generations of Justice, attorneys Sam and Vic delve into the intricacies of uninsured and underinsured motorist coverage. They explain the importance of this coverage, how it works under Tennessee law, and share insights on handling claims when the at-fault driver lacks sufficient insurance. Listeners gain valuable knowledge on protecting themselves in case of accidents. Key Timestamps: 00:00 – Introduction to Ivy and Ivy Generations of Justice 00:45 – What is Uninsured / Underinsured Motorist Coverage in Tennessee? 01:35 – How Often At-Fault Drivers Lack Sufficient Coverage 03:15 – Differences in Making a Claim on Your Own UM/UIM Policy 05:00 – How UM/UIM Carriers Defend Claims and Elect to Participate 06:30 – How to Check Your UM/UIM Limits on the Declarations Page 08:30 – Recommended Coverage Amounts and Umbrella Policies 09:30 – Real-World Example: Rear-End Collision with Underinsured Driver 10:45 – How Strong UM/UIM Coverage Improves Settlement Leverage 12:45 – Final Advice: Reviewing and Increasing Your UM/UIM Coverage About the Show:  *Ivy and Ivy, Generations of Justice* is a legal podcast hosted by attorneys Sam and Vic from Ivy and Ivy Law. With a focus on personal injury cases and insurance matters, the show provides valuable insights and guidance for listeners navigating legal issues.