EPISODE · Jan 4, 2026 · 16 MIN
Universal Pensions: Gautam Bhardwaj on Micro-Pensions and Financial Resilience
from Mission Matters Money with Adam Torres · host Adam Torres
In this episode, Adam Torres and Gautam Bhardwaj, Co-founder of Universal Pensions (Singapore), from the Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Gautam explains how informal workers are excluded from traditional retirement systems and how flexible, digital micro-pension marketplaces can help prevent old-age poverty while unlocking long-term domestic savings for emerging economies. This interview is part of our Milken Coverage Series. Big thank you to Milken Institute! Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices
What this episode covers
In this episode, Adam Torres and Gautam Bhardwaj, Co-founder of Universal Pensions (Singapore), from the Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Gautam explains how informal workers are excluded from traditional retirement systems and how flexible, digital micro-pension marketplaces can help prevent old-age poverty while unlocking long-term domestic savings for emerging economies. This interview is part of our Milken Coverage Series. Big thank you to Milken Institute! Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Universal Pensions: Gautam Bhardwaj on Micro-Pensions and Financial Resilience
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