UNLOCKED: Modelling Your 2026 Money Goals – Real Plans, Real Numbers

Send us a textToday, we’re turning goals into plans.In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing.We start with a quick refresher on why modelling works:It shows whether your goals are realisticIt highlights what needs to change to reach themSmall routine tweaks compound into massive resultsYou need a plan that fits into your everyday lifeThen Laura walks through multiple real-life scenarios, including:A single mum with a once-in-a-lifetime opportunity to buy her home with a gifted 10% deposit, and how to balance that against consumer debtA 25-year-old torn between maximising her LISA for a first home and starting long-term investingA listener navigating a debt-free journey while saving for a wedding, and how to balance progress with joyAlong the way, Laura talks through trade-offs, priorities, risk, mindset, and why “perfect” plans aren’t the goal, sustainable ones are.Takeaways:What goal modelling really revealsWhy most money goals fail (no numbers behind them)Why now is the time to model your own goals before JanuaryIf you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.#moneystory #goalsetting #Financielle #TheVaultUnlocked #moneygoalsConnect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.🏡 Meet our Financielle approved Mortgage Brokers.💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn