Unlocking TPD in super: tax-free uplift and timing mechanics

When clients face permanent incapacity, your advice can play a critical role in helping them navigate complex financial decisions. Scott Quinn and Mark Gleeson outline key opportunities to access total and permanent disability (TPD) benefits in super, utilise the tax-free uplift and plan disability pensions.© 2025 IOOF Service Co Pty Ltd. All rights reserved. For financial adviser use only.   The information in this communication is factual in nature. It reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue, and may be subject to change. While it is believed the information is accurate and reliable, this is not guaranteed in any way. Examples are illustrative only and are subject to the assumptions and qualifications disclosed. Whilst care has been taken in preparing the content, no liability is accepted for any errors or omissions in this communication, and/or losses or liabilities arising from any reliance on this communication.