Up Markets v Down Markets - Gen Z can't afford Christmas

#RealEstate, #HousingMarket, #MortgageRates, #RealEstatePodcast, #HomeBuying, #HomeSelling, #GenZGiftsJoin Susan and producer Kurt for a lively cup of Coffee With Real Estate – your fun, no-nonsense dive into the ever-changing housing market! In each episode, we sip coffee while unpacking the latest trends, data, and real-talk insights that matter to buyers, sellers, and homeowners alike.From falling home prices in over half of America's major metros (Tampa leads the dip while Chicago and New York surprise with gains) to why sellers cling to peak-pandemic expectations despite massive equity gains, we break it all down with humor and honesty. Discover how stubbornly high mortgage rates around 6.3% are cooling appreciation, why insurance and taxes are squeezing affordability, and the game-changing perks of VA loans (zero down, no PMI!).We also explore seller psychology, the stabilizing market correction (still way up from five years ago), and smart moves like cashing in West Coast equity for affordable Midwest or Southern living. Plus, lighter segments keep it fun – like Gen Z ditching pricey gifts for "presence is the present," prioritizing experiences (think Christmas lights, concerts, or even EDM raves) over stuff.Whether you're navigating today's market, dreaming of your next home, or just love candid real estate chat with a holiday twist, Coffee With Real Estate serves up practical advice, laughs, and timely topics. Grab your mug and tune in – because understanding real estate shouldn't feel like work!