US–Malaysia ART Deal, BUDI 95 Breakdown, BNPL Issues & Ca...

What this episode covers

This week, Peter and Ong Kian Ming break down the Malaysia–US ART deal and whether it really puts Malaysia at a disadvantage. They also explore the implementation of BUDI 95, discuss the rising concerns around BNPL usage, and look into the upcoming cabinet reshuffle including the big names being floated.Timestamp:0:00 – Introduction3:12 – What Is the US–Malaysia ART Deal?6:20 – Is Malaysia Giving the US Too Much Power?18:40 – What Indonesia Gets vs What Malaysia Gets22:00 – The “Malaysia Must Follow US Sanctions” Misinterpretation32:10 – Wong Chen, Parliamentary Process & Internal Tensions46:10 – BUDI 95 Breakdown: How the Subsidy Works1:10:20 – BNPL Risks & Youth Debt Concerns1:24:20 – Cabinet Reshuffle: Big Names & What to Expect1:27:03 – Closing Thoughts

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How long is this episode of Are We OK??

This episode is 1 hour and 27 minutes long.

When was this Are We OK? episode published?

This episode was published on November 19, 2025.

What is this episode about?

This week, Peter and Ong Kian Ming break down the Malaysia–US ART deal and whether it really puts Malaysia at a disadvantage. They also explore the implementation of BUDI 95, discuss the rising concerns around BNPL usage, and look into the upcoming...

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