US–Malaysia ART Deal, BUDI 95 Breakdown, BNPL Issues & Cabinet Shake-Up | EP 80 episode artwork

EPISODE · Nov 19, 2025 · 1H 27M

US–Malaysia ART Deal, BUDI 95 Breakdown, BNPL Issues & Cabinet Shake-Up | EP 80

from Are We OK? · host Are We OK?

This week, Peter and Ong Kian Ming break down the Malaysia–US ART deal and whether it really puts Malaysia at a disadvantage. They also explore the implementation of BUDI 95, discuss the rising concerns around BNPL usage, and look into the upcoming cabinet reshuffle including the big names being floated.Timestamp:0:00 – Introduction3:12 – What Is the US–Malaysia ART Deal?6:20 – Is Malaysia Giving the US Too Much Power?18:40 – What Indonesia Gets vs What Malaysia Gets22:00 – The “Malaysia Must Follow US Sanctions” Misinterpretation32:10 – Wong Chen, Parliamentary Process & Internal Tensions46:10 – BUDI 95 Breakdown: How the Subsidy Works1:10:20 – BNPL Risks & Youth Debt Concerns1:24:20 – Cabinet Reshuffle: Big Names & What to Expect1:27:03 – Closing Thoughts

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US–Malaysia ART Deal, BUDI 95 Breakdown, BNPL Issues & Cabinet Shake-Up | EP 80

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