Use Your IRA or 401(k) to Buy a Business (Self-Directed IRA, Checkbook IRA & ROBS Explained)

In this episode, David Moore from Equity Advantage and IRA Advantage breaks down how you can use retirement funds, including self-directed IRAs, checkbook IRAs, and 401(k) plans, to purchase a business. Learn the differences between investing passively versus working in the business, how to avoid prohibited transactions, and when a Rollover Business Startup (ROBS) is the right move. Perfect for entrepreneurs, investors, and anyone exploring tax-advantaged business purchases.0:00 – Buying a Business with Your IRA or 401(k)0:26 – Client Case Study: Using Retirement Funds to Purchase a Business1:11 – Passive Investments vs. Working in the Business1:33 – How a Self-Directed IRA or Checkbook IRA Works2:13 – Combining Multiple IRAs & Understanding Disqualified Parties3:23 – What You Can and Can’t Buy with an IRA or 401(k)4:04 – The Checkbook Advantage IRA Structure Explained5:06 – The Risk of Working in an IRA-Owned Business5:47 – Rollover Business Startup (ROBS) Using a 401(k) + C Corporation7:05 – Summary & How to Choose the Right StructureSend us Fan MailThanks for listening! Subscribe to get all of the latest tax news and information.