Using your State Collection Laws and Smart Tricks to Beat Debt Collectors episode artwork

EPISODE · Dec 17, 2025 · 30 MIN

Using your State Collection Laws and Smart Tricks to Beat Debt Collectors

from Debt Collection Self-Defense · host Brian

This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections.📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.📘 Facebook →  https://www.facebook.com/CollectionStopper📸 Instagram → https://www.instagram.com/collectionstopper🎵 TikTok → https://www.tiktok.com/@collectionsolutionsℹ️ LinkedIn → https://www.linkedin.com/company/killdebt00:00 Intro00:56 Case Overview02:40 Who The Law Really Covers06:20 The False Name Problem08:20 When State Law Matters10:20 Strong States Explained15:30 Legal Power20:10 Why Lawsuits Get Dismissed23:40 Governing Law Strategy27:30 Key Takeaways And Tools#DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollectionSupport the showDisclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

Episode metadata supplied by the publisher feed · Published Dec 17, 2025

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This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections. ...

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Using your State Collection Laws and Smart Tricks to Beat Debt Collectors

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