VCREP #175 | Where the Smart Money Moves Next

As 2025 winds down, what’s really happening in the commercial lending world and where are things headed next year? Cory welcomes Jon Switzer and Amanda Lam from Impact Commercial to break down how interest rate cuts, sticky bond yields, and shifting asset class demand are shaping the finance landscape. From the slowdown in construction loans to the resurgence of retail and office, Jon and Amanda share what they’re seeing on the front lines and where the smart money is moving. How far will the Bank of Canada go with rate cuts? Which markets are offering real value? And is now the time to lock in a fixed rate, or stay flexible?Packed with market insight and practical takeaways, this episode sets the tone for 2026.