¿Verificar el puntaje crediticio lo reduce? Guía fácil 2023

from The Credit Pros Podcast · host The Credit Pros

Verificar el puntaje crediticio no lo reduce si se hace una consulta suave, como cuando se revisa personalmente el informe de crédito. Solo las consultas duras, solicitadas por prestamistas al evaluar una solicitud de crédito, pueden disminuir el puntaje en 5-10 puntos. Estas permanecen en el reporte por dos años, pero múltiples consultas en un corto periodo se cuentan como una sola. Es recomendable verificar el crédito anualmente para detectar errores y mejorar el puntaje.

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