EPISODE · Jan 30, 2026 · 12 MIN
VOL.08-重疾险交费压力太大，该硬抗还是退保？
from 好险不难｜一刻钟， 买对不买贵
重疾险保费压力大，该硬扛还是退保？Sunny 和阿凯用 3 个真实案例拆解核心逻辑！本期 15 分钟干货，剖析返还型重疾险、高龄防癌险、长期意外险的退保真相，戳破 “退保亏本金” 的误区。分享 3 个判断标准（风险是否存在、保额是否足够、保费是否合理），还提醒平安福等保单的优化要点，教你避免保障断档、及时止损。纠结保单续缴的朋友，速来 get 实用攻略，不花冤枉钱！在小宇宙查看该单集文稿
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VOL.08-重疾险交费压力太大，该硬抗还是退保？
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