Wage & Hour Claims, Workers’ Comp Fraud, and the Policies Every Agribusiness Needs ┃Built to Grow

Do you know what happens to your business the moment an employee files a claim against you?In this episode of Built to Grow, Mason is joined by Matt Luis, Vice President at James G Parker Insurance Associates, for part two of their conversation on what real risk management looks like for agribusiness owners. They go beyond policy types to examine the specific claims that are hitting the industry hardest and what businesses can actually do about them. From wage and hour class action suits that insurance won't fully cover, to workers' comp claims inflated by legal pressure, to the auto liability exposure that comes with any business-owned vehicle, Matt breaks down where coverage falls short and how to build a more defensible operation. Topics We Cover00:02:13 - Why EPLI claims are the #1 threat to California agribusiness00:02:48 - The wage and hour coverage gap and why settlements still reach $500K+00:10:00 - What EPLI actually covers and how to size your policy00:15:46 - Business auto and umbrella insurance the exposure most businesses underestimate00:19:20 - Workers' comp strategy: why carrier selection matters more than coverage limits00:25:00 - How to evaluate an insurance broker beyond the pitch00:32:50 - The auto-renewal trap and why your coverage may already be outdatedLinks & Resources• James G Parker and Associates: https://jgparker.com/• Brady CFO - Fractional CFO Services for Agribusiness: https://bradycfo.com/ • 🤝 Connect with Matt: https://www.linkedin.com/in/mattpluis/• 🎙️ Connect with Mason: https://www.linkedin.com/in/masonbrady/ If you enjoyed this episode of Built to Grow, be sure to follow, rate, review, and share the podcast. New episodes drop every other week, bringing practical conversations to help food and ag businesses manage risk, protect cash flow, and and grow with confidence.#agribusiness #agribusinessmanagement