WARNING: Betting AGAINST Indiana and Fernando Mendoza Is a MISTAKE | When will people LEARN?

Fernando Mendoza claims the Heisman Trophy, but is he the key to propelling the Indiana Hoosiers to a national championship? Jacob Goins and Zach Seyko tackle the growing debate surrounding Mendoza’s consistency and clutch performances, breaking down how the Hoosiers’ quarterback silenced critics with elite decision-making and game-changing plays against teams like Ohio State and Penn State. As skepticism swirls, the hosts question when fans will finally stop doubting head coach Curt Cignetti and Indiana’s evolving program.The spotlight shifts to the Penn State Nittany Lions and their turbulent coaching transition under new head coach Matt Campbell. With Jim Knowles out and the defensive coordinator role in flux, Zach Seyko provides key updates on potential hires, returning staff, and what’s next for Penn State’s defense. Plus, a rapid-fire College Football Playoff preview highlights upset picks, injury updates, and which teams could make a surprise run. Don’t miss this bold, insight-packed crossover. 0:00 - Mendoza Heisman Debate7:57 - Penn State Coaching Carousel17:08 - College Football Playoff Predictions Everydayer Club  If you never miss an episode, it’s time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join your team’s community: Locked On HoosiersSupport Us By Supporting Our Sponsors!Omaha SteaksSave big on unforgettable gifts with Omaha Steaks. Visit https://OmahaSteaks.com for 50% off site-wide and an extra 20% off select favorites during their Cyber Sale.And for an additional $35 off, use promo code COLLEGE at checkout. WayfairGet last-minute hosting essentials, gifts for all your loved ones, and decor to celebrate the holidays for WAY less.Head to https://Wayfair.com right now to shop all things home.Wayfair. Every style. Every home.Rocket MoneyTake control of your finances and cancel your unwanted subscriptions with Rocket Money.Go to https://RocketMoney.com/LOCKEDONtoday. Aura FramesFor a limited time, save on the perfect gift by visiting https://AuraFrames.com to get $35 off Aura’s best-selling Carver Mat frames - named #1 by Wirecutter - by using promo code COLLEGE at checkout. GametimeToday's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDONCOLLEGE for $20 off your first purchase. Terms and conditions apply.FanDuelToday's episode is brought to you by FanDuel. Football season is around the corner, visit the FanDuel App today and start planning your futures bets now.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.