Warren Ngan Woo: Westpac Financial Wellbeing Programme Manager on how to control spending habits on Boxing Day

Christmas is a time of year when wallets feel the crunch – and it seems many have been scaling back their Christmas spending this year.  A Westpac survey conducted just before Christmas revealed that 45% of kiwis were planning to spend less over the holidays than last year.  72% of respondents were extremely or moderately concerned with the cost of living.  Westpac Financial Wellbeing Programme Manager Warren Ngan Woo tells Tim Beveridge a good tip for spending at this time of year is to have a list.  “Have a list because you could easily be swept up by all the lovely marketing that’s in the shop, to buy other things.”  LISTEN ABOVE See omnystudio.com/listener for privacy information.