Washoe County Insurance Crisis | Las Vegas News

Washoe County is facing a wildfire insurance crisis unlike any other in Nevada, with over 1,600 policies canceled or not renewed—more than the entire state’s other counties combined. Even homes in “safe” communities near wildlands are being left exposed. This follows a pattern: insurers began pulling out two years ago, citing wildfire risk, then mass cancellations spiked after a devastating fire along Mount Rose Highway. A state bill last year aimed to split wildfire coverage from standard policies to keep insurers in Nevada, but no company has adopted it—fearing being first. The insurance commissioner suspects outdated risk models are painting the entire West as one high-risk zone, ignoring Nevada’s comparatively low wildfire history. While the broader market remains stable, Washoe’s situation signals a brewing problem, with insurers staying silent and homeowners scrambling for coverage as numbers likely climb. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/065704304c53ce9f