Ways to Wealth EP91: Succession, Intergenerational Wealth, and Financial Literacy, with Lloyd Kirby

In this episode of the Ways to Wealth Podcast, Charlie is joined by Lloyd Kirby! Lloyd is a senior partner at RSM, one of New Zealand’s largest international accounting practices with 19 partners and 180 staff nationwide. With over 35 years in the industry, Lloyd specialises in business succession planning and exit strategies, helping SME owners prepare for retirement using tools like B‑Star evaluation software.The conversation explores Lloyd’s journey from humble beginnings with a solo mother to becoming a successful business partner. He shares how early mentorship and collaborative investments — including forestry partnerships and property developments — set the foundation for his career.Key themes include recognising your business as your largest asset, starting succession planning three to four years before selling, and fostering strong client relationships that last generations. Lloyd and Charlie also discuss financial literacy, cashflow management for young professionals, and strategies for preserving wealth across generations without losing the work ethic that built it.Find out more about RSM New Zealand here: www.rsmnz.co.nzWatch all episodes of the Ways to Wealth Podcast here: www.eccuity.com/podcasts#WaysToWealth #BusinessSuccession #ExitPlanning #IntergenerationalWealth #FinancialLiteracy #CashflowManagement #Accounting #SMEWealth #Mentorship #WealthPlanning