We Grew Up on MTV… Now We Need a Financial Planner

We didn’t grow up learning how to budget, invest, or plan for the future — but somehow we’re expected to have it all figured out as adults.In this episode of Herm’s House, Kristin and Herm sit down for an honest conversation about family finances, financial planning, and the money habits we inherited (for better or worse). They reflect on how their upbringing shaped their relationship with money, why having a financial advisor isn’t just for the wealthy, and what it looks like to unlearn bad habits while raising kids of their own.The conversation blends real-life parenting challenges, nostalgia for the MTV era, and the reality of adulthood — where financial decisions carry more weight and planning ahead matters more than ever.This episode is for anyone who grew up on pop culture, learned money lessons the hard way, and is trying to do things differently for their family.💡 Episode HighlightsWhy financial advisors are for everyday families — not just the wealthyHow childhood experiences shape adult money habitsBreaking unhealthy financial patternsBudgeting and planning for long-term stabilityInflation, adulthood, and why “winging it” doesn’t work anymoreParenting through financial responsibilityNostalgia, MTV, and how culture has changedThe importance of open conversations about money at home🔊 Sound Bites“We didn’t grow up learning this stuff.”“You need a plan to get there.”“You don’t do your own dental work — why do your own finances?”⏱️ Chapters00:00 – Why money conversations matter10:02 – MTV, nostalgia & growing up17:51 – Parenting decisions & financial stress28:01 – Sleep deprivation & real-life chaos30:53 – Family dynamics & comfort zones33:27 – Cooking, responsibility & division of labor36:41 – Growing up & changing family needs44:07 – Work-life balance & generational differences🤝 THANK YOU TO OUR SPONSORSANCHOR FINANCIAL SOLUTIONS GROUP, LLC📍 2544 E 10th Street, Tucson, AZ 85716📞 520.620.5320🌐 https://www.anchorfinancialsolutionsgroup.comHelping families and veterans build clarity, confidence, and long-term financial stability.BEAUTIFUL SUNDAY MARKETING COLLECTIVE📞 520-405-3298📧 [email protected]🌐 https://beautifulsundaymc.wixsite.com/beautiful-sunday-marCreative storytelling, strategy, and branding for purpose-driven businesses.📌 Support the Show👍 Like | 💬 Comment | 🔔 SubscribeYour engagement helps us grow, reach more families and veterans, and continue producing meaningful conversations.Interested in sponsoring an episode or supporting our outreach efforts?📩 [email protected]📱 @HermsHousePodcastSupport the show