We Make Good Money… So Why Do We Still Feel Broke?

Gina and her husband both have solid jobs and steady income; but they can’t shake the feeling that they’re falling behind while their friends seem to be racing ahead. Sound familiar? You’re not alone. In this episode of You’re Not Dead Yet, Chris breaks down five key areas that can help you take control of your finances and start seeing real progress. From tracking where your money actually goes, to building a savings cushion, tackling debt, and investing for the long haul he’ll show you how to shift from comparison to confidence. If you’ve ever wondered why “decent money” doesn’t seem to go as far as it should, this one’s for you. Step by step, this episode will help you move from feeling stuck to finally getting ahead. 🎧 You’re Not Dead Yet: Thriving at the Crossroads of Building Wealth and Living Life. Ready to take control of your financial future? Visit www.premieriwm.com for guides, tools, and personalized strategies. Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing.  Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional.  There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.  Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 ½ and has held their Roth IRA for at least five years.