Wealth Building Strategies for High Earners: 401(k), HSA, and FIRE

In this special live episode of From Middle Class to Millions, Shannon Brome-Ward sits down with executive leadership psychologist and executive coach Dr. Nicole Bryan to talk about how to make your money work for you instead of working so hard for your money. Shannon and Dr. Nicole share their personal money stories, including how growing up in immigrant, blue collar households shaped their money mindset, and why they each shifted from chasing a high salary to building real wealth and net worth. You will learn practical wealth building strategies for high earners, including: How to maximize your 401(k) with pre-tax contributions, employer match, and catch-up contributions Why your health savings account (HSA) is a powerful, triple tax advantaged investment account Employee benefits most people overlook, from legal services to mental health and therapy coverage Real estate investing and using home equity to fund other investments Stock market investing through brokerage accounts you can access before retirement How tracking your expenses helps you redirect money toward investing and high yield savings Working with a CPA to lower your taxable income and rethink that big tax refund The fundamentals of FIRE (financial independence, retire early), the 4% rule, and how to calculate your number If you are a high-earning woman who wants your money to give you options, freedom, and choices, this episode is for you.