Wells Fargo's Kevin Jackson on Tariffs, Stagflation, and the Future of Housing | April 28, 2025

In this week’s episode of Optimal Insights, Jim Glennon, Jeff McCarty, and Alex Hebner discuss the latest market trends. Special guest Kevin Jackson from Wells Fargo joins to provide an in-depth analysis of tariffs, their impact on inflation and stagflation, and the Fed's potential responses.Key Points:Market Trends: Jim Glennon and Alex Hebner analyze recent changes in interest rates and bond markets, focusing on the impact of the Trump administration's tariff policies and their implications for consumer spending and inflation.Economic Outlook: The hosts examine broader economic trends, including inflation readings and employment data, discussing how these factors affect the mortgage industry and the potential productivity gains from AI.Federal Reserve Dynamics: Kevin Jackson provides insights into the interactions between the Federal Reserve and the executive branch, exploring the potential implications for interest rates, economic policy, and the challenges posed by stagflation.Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape.#OptimizeYourAdvantage #MaximizeProfitabilityHosts and Guests:Jim Glennon, VP of Hedging & Trading Client Services, Optimal BlueJeff McCarty, VP of Hedging & Trading Product, Optimal BlueAlex Hebner, Hedge Account Manager, Optimal BlueSpecial Guest:·      Kevin Jackson, Managing Director, Wells Fargo’s Corporate & Investment BankProduction Team:Executive Producer: Sara HoltzProducer: Matt Gilhooly & Hailey BoyerFollow Optimal Blue on YouTube: https://www.youtube.com/@Optimal-BlueCommentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.--Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, OriginationsMentioned in this episode:Lock Loans on the Go – Mobile Locking in the Optimal Blue Mobile AppTraditional loan locking slows decisions and ties you to a desk, but borrowers expect instant answers. Optimal Blue’s Mobile Locking changes the game. With our native iOS and Android app, loan officers can access their pipeline, run pricing, and lock loans anytime, anywhere – fast, secure, and accurate. No delays. No extra cost. Just seamless mobility that enhances the borrower experience. Download the Optimal Blue Mobile App today and start locking loans on the go.Mobile LockingOptimal Blue Study - MarketWise AdvisorsMortgage capital markets decisions have a direct impact on lender profitability, efficiency, and risk management. To better understand that impact, Optimal Blue commissioned an independent ROI study with MarketWise Advisors, analyzing data from hundreds of mortgage lenders, including banks, credit unions, and independent mortgage banks. The Optimal Blue ROI Study highlights consistent gains in operational efficiency, pricing accuracy, and financial performance for lenders using Optimal Blue technology. Key findings include an average $1,006 net financial benefit per loan, nearly 45% greater operational capacity, and strong return on investment reported by PPE clients, with results consistent across lender types. The full 2026 Optimal Blue ROI Study will be released in May and provides a data‑driven look at how mortgage capital markets technology can support better execution and decision‑making. 👉 Sign up to be notified when the full report is released: OptimalBlue.com/2026-study ROI Study