We’re $100K in Debt and Living in a Camper episode artwork

EPISODE · Feb 4, 2026 · 2H 8M

We’re $100K in Debt and Living in a Camper

from The Ramsey Show · host Ramsey Network

💵 ⁠Type your money question, get a Ramsey answer instantly.⁠ Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?" "I'm afraid to deplete my savings to pay down my debt". Next Steps: ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠. 💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠ 🚢 Set Sail with Dave Ramsey! Book your cabin today. 📈 Free Tools & Resources to Help You With Investing and Retirement 💻 Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ⁠BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠ Find top health insurance plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today!   Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode metadata supplied by the publisher feed · Published Feb 4, 2026

💵 ⁠Type your money question, get a Ramsey answer instantly.⁠ Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?" "I'm afraid to deplete my savings to pay down my debt". Next Steps: ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠. 💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠ 🚢 Set Sail with Dave Ramsey! Book your cabin today. 📈 Free Tools & Resources to Help You With Investing and Retirement 💻 Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ⁠BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠ Find top health insurance plans at ⁠Health Trust Financial⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today!   Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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We’re $100K in Debt and Living in a Camper

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This episode is 2 hours and 8 minutes long.

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This episode was published on February 4, 2026.

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💵 ⁠Type your money question, get a Ramsey answer instantly.⁠ Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off...

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