We're At The Age 'Spend Down' Isn't A Shopping Term

In this episode, Melody and Marjorie sit down with elder law and estate planning attorney Paul Gantner for a deep dive into the world of asset protection and long-term care planning. Together, they unpack the sometimes-confusing differences between Medicare and Medicaid, explore smart spend-down strategies, and talk about why a solid estate plan is so important for protecting assets and ensuring quality care for aging loved ones. If you’ve ever wondered how to navigate these tricky topics, this episode is packed with clarity, insight, and practical advice. Your Estate Matters https://www.yourestatematters.com/ National Academy of Elder Law Attorneys https://www.naela.org/Web/Shared_Content/Directories/Find-a-Lawyer.aspx