What a Recession Actually Does to Australian Property

Is a recession coming for Australia — and what does it mean for your property? In this mini episode, we dig into the data, the history, and what's actually happening in the market right now so you can make smart decisions instead of reactive ones.From the 1990 recession to COVID to the 2022–23 rate hike cycle, the history books tell a very clear story — and it's probably not what you think. We break down where national dwelling values sit today, which cities are forecast to grow double digits in 2026, and why a recession doesn't automatically mean a property crash.Whether you're already holding investment properties or thinking about buying, this episode gives you the framework to cut through the noise.🔔 Subscribe & leave a comment with your questions — we build episodes around what YOU want to know.General advice only and not personal advice. CRN 485467Subscribe: https://www.youtube.com/@ThatBackyardPropertyPodcastInstagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.auConnect with Michael:Facebook: https://www.facebook.com/tuskfinancemkInstagram: https://www.instagram.com/mortgageswmichaelLinkedIn: https://www.linkedin.com/in/michaelkillinerTikTok: https://www.tiktok.com/@backyardpropertypodcastTusk Finance: [email protected]:(00:00) Welcome & episode intro(00:30) What's everyone talking about — recession & rate hikes(01:00) Where the RBA cash rate sits & why they hiked(01:45) Big four banks & what it means for your mortgage(02:30) Is Australia actually in recession?(03:15) What history tells us about property in a downturn(03:30) The 1990–91 recession — what really happened to prices(04:30) The GFC — panic, then boom(05:15) COVID — the crash that never came(05:45) The 2022–23 rate hike cycle — the most relevant example(06:15) The consistent pattern across every cycle(07:00) Where the market actually stands in April 2026(07:45) Perth, Brisbane & Darwin — the cities still growing(08:00) Sydney & Melbourne — why they're different(08:15) Rents reaccelerating & the supply crisis(09:15) The serviceability buffer & why lending quality is higher than you think(10:15) Already own investment property? Do this first(11:00) Thinking about buying? Here's the honest take(12:00) What happens to property if a recession does hit(12:45) Bringing it all together — structure over timing(14:15) Reach out & wrap upProduced by Podwave Studios: https://www.podwavestudios.au#ThatBackyardPropertyPod #PerthPropertyMarket #MichaelKilliner #PerthRealEstate #WAProperty #PropertyInvesting #MarketAnalysis #PerthHousing #RealEstateAustralia #WealthCreation #PerthGrowth #Jolimont #Vash #HousingSupply #RentalCrisis #InvestingInPerth #PropertyData2026 #WestAustralia #SuburbanGrowth #PerthInvestment